Hard Inquiry vs Soft Inquiry: What’s the Difference and Why It Matters
Ever wondered why applying for a loan can lower your credit score but checking it yourself doesn’t? The answer comes down to one key difference: hard inquiry vs soft inquiry. Understanding this distinction can help you protect your credit score while still applying for the credit you need.
In this article, we’ll break down what each type of inquiry means, how they affect your score, and practical steps you can take to minimize any impact.
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