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8 CIBIL Score Mistakes That Are Silently Hurting Your Credit Your CIBIL score can drop due to simple credit card habits you might not even notice. Small mistakes like paying only the minimum or missing a due date can signal risk to lenders and hurt your chances of getting approved for credit. Here are the 8 CIBIL score mistakes and how to fix them. Read More  

How to Change a Bank Account in Zerodha? Changes to bank account details can be made easily by authorised Zerodha account holders. Bank account information can be updated online by clients with residential accounts. It takes 24 to 48 hours for the customer’s Demat account to be mapped to their new primary bank account after they have successfully saved their modifications. Additionally, after updating the new bank account, the old one would become a secondary account. To change the bank account data, make sure that your Aadhar number and mobile number are connected. Customers whose phone number is not connected to their Aadhar account can change or update account details offline.   Read More

Ever wondered why applying for a loan can lower your credit score but checking it yourself doesn’t? The answer comes down to one key difference: hard inquiry vs soft inquiry. Understanding this distinction can help you protect your credit score while still applying for the credit you need. In this article, we’ll break down what each type of inquiry means, how they affect your score, and practical steps you can take to minimize any impact. Read More  

Innovation in technology has greatly improved financial services. With the help of technological advancements, account holders may easily access financial services. Among the greatest aspects of banking are SMS alerts. Account information, including balance updates and mini-statements, can be obtained by phone or SMS. Each account holder needs to have a permanent cell phone number linked to their account and registered with the bank. Many online services, such as phone banking, online account opening, net banking, and other features, are now provided by all banks to their clients. These services improve the management and convenience of financial transactions. It is necessary to register one’s mobile number with their bank for proper utilisation of these services. To continue receiving banking services, make sure your registered and linked mobile number is updated with your bank branch.  Read More  

India’s fintech revolution is moving at breakneck speed, with over 750 million smartphone users and a booming UPI ecosystem transforming how people borrow money. Long bank queues and paperwork are a thing of the past, as personal loan apps now offer approvals and transfers in as little as 10 minutes. These instant loan apps provide a fast, paperless, and affordable alternative for needs like medical emergencies, weddings, or short-term cash gaps. This article highlights the top 8 personal loan apps in India for 2026, along with their features, interest rates, and how to apply. Personal Loan Apps

 India’s transport infrastructure is getting better every year. The introduction of Metro has made public transport in cities more convenient. Metro rails have become an inseparable part of life in metro cities. Because taking the metro saves time and avoids traffic, many individuals prefer using it for trips. Money can also be saved in some situations as well. It is recommended to use the metro card for frequent travellers. Initially, the card needed standing in line to recharge, so most people avoid using it. But now that has passed. The metro card can now be hassle-free and conveniently recharged online. Recharging online is possible through digital services like PayTm, Google Pay, Amazon Pay, PhonePe etc., in addition to the official websites of metro train corporations. To find out when the next recharge is required, users can also use the metro card’s online balance checker.